Emily picked a conservative large growth fund with stock in companies she recognized, Pepsi, Apple,... John picked an international fund that had more drastic swings in returns, but he said he didn't mind the risk.
The chart below shows performance over the past 9 months: Emily's Fund(blue), S&P 500(red), John's Fund(yellow) .
Well, it has definitely been a learning experience. Losing such a large percentage of your money is a big shock to a kid. Emily's fund is down 24% and John's fund is down 43%. Hopefully, they will remember this lesson and get to experience the upside of investing soon!